Don’t Be the Barnacle

Is it time for a reset? No doubt about it, 2020 has taken its toll on people. It will be remembered as the year that everyone wants to forget. It has caused untold costs in social, political, physical, emotional, financial,…

Giving Thanks and Giving Back – What’s in it for me?

As we enter the season most associated with giving thanks and giving back, I have been reflecting on the meaning of the terms “philanthropy” and “charity.”  Many of us are moved at this time of year to be generous. We…

What To Do If Your Budget is Broken

I’ve been there. After a messy expensive divorce in which I made a few costly emotional decisions, the financial implosion of 2008, a layoff, and a huge rent increase all in the same year (and I thought 2020 is bad!),…