2018 New Year’s Financial Resolutions

Ringing In the New Year

We’re just days away from ringing in the new year! It’s that time of year for resolutions… get in shape, tackle a cluttered garage, eat better, etc. In my work as a Daily Money Manager, I hear all sorts of Financial New Year’s Resolutions. Here are some of my favorites as well as practical advice on how to achieve them.

Bye Bye 2016 Tax Returns

Hello 2017 Tax Planning

The 2016 tax return season is officially behind us. Well, unless you filed an extension. For many of my clients (and my staff), we’re breathing a sigh of relief. We’ve spent hours sifting through paperwork, downloading transactions, categorizing expenses, and preparing reports. If this year’s tax prep was a major drain (and pain), let’s look at what you can do now to make next year easier.

The Debits & Credits of Bullet Journals

Bullet Journals

Bullet JournalsFor some, budgeting is an exciting journey, exploring where one’s money goes each month. Others, well… let’s just say they’d prefer cleaning their bathroom over creating a budget and reviewing it each month. A bullet journal may be the way to turn those debits and credits into a healthy and helpful game. Let’s take a look at what they are, what they do, and the different types available.

Vacation & Money Management

Las-VegasSchools out and Summer is here! Many of my clients are planning their vacations. Concerns about how they’ll manage their bills and overall money management concerns often arise. Before you pack that suitcase, here are a few things you can do to make your next vacation a financial-worry-free zone.

What’s the Difference between a Daily Money Manager & Fiduciary?

MoneyAs a daily money manager I get that question a lot. Both provide important financial-related services to their clients. Both have professional distinctions. Both hold positions of trust. So what’s the difference? I’ll happily explain the differences as well as the circumstances when we work together.

Banishing Paper Clutter Forever

bookkeepingI know that’s a bold statement. Yet, I believe you can really banish paper clutter forever… if you follow a few simple principles.

Knowing that I help clients who struggle with paper — bills, important documents, and the like — a good friend recommended this book to me: The Life-Changing Magic of Tidying Up by Marie Kondo. “Life changing… you’ve got to be kidding me? is what I was secretly thinking.” Then I read it. And I know it’s possible.

Personal Financial Management Tips for Surviving Holidays

As a Daily Money Manager, I’d be remiss if I didn’t talk about credit card debt and personal finance management during the holiday season. With the flurry of sales and other Black Friday specials, it can be all too easy to get caught up in a holiday spending spree.

Organizing Papers for Year End

We’re officially 52 days until the end of the year. With the holidays nearly upon us (actually some of my clients mark Halloween as the official start of the holiday season), it’s easy to let important paperwork slip. I’ve found that if you spend a little time before the end of the year organizing papers, it makes tax time easier and less stressful.

Choosing A Bill Paying Method to Match Your Financial Style

Now that managing one’s financial life online is mainstream — and heavily marketed by most financial institutions — many of my clients feel pressured to adopt electronic bill paying methods. Going against your natural financial management style is never a good idea.