Is it time for a reset? No doubt about it, 2020 has taken its toll on people. It will be remembered as the year that everyone wants to forget. It has caused untold costs in social, political, physical, emotional, financial,…
Category: Manage Debt Wisely
Creative Ways to Buy a Home
You can scarcely open up a local newspaper without reading about how hot the Bay Area real estate market is. That’s great news for home sellers but not so much for someone looking to exchange a rental agreement for a…
Tackling Holiday Credit Card Debt
Not-So-Merry Credit Card Balances Holiday-induced credit card debt is a growing problem in America. According to NerdWallet’s 2017 Consumer Holiday Shopping Report, more Americans find themselves in debt because of holiday purchases. If tackling credit card debt — especially with…
Student Debt Hinders Retirement
Impacting Many Seniors Author Note: Lauren Davidson, a Millennial with student debt just trying to make a dent. At $1.4 trillion, runaway student loan debt is now viewed as the next big bubble that could cripple the economy as the…
Credit Card Rate Hikes
The Fed increased interest rates for the second time in three months on March 15. It’s made headline news. There have been hints of additional hikes in 2017. So what does this mean for the 157 million Americans who hold…
Managing Credit Utilization
What’s Real and What’s Not Here in Silicon Valley things are booming. Our economy is experiencing growth. Home prices are surpassing historical records and the unemployment rate is low. You can see the frenetic energy every day -- clogged freeways…
Fiscally Fit 