Don’t Be the Barnacle

Is it time for a reset? No doubt about it, 2020 has taken its toll on people. It will be remembered as the year that everyone wants to forget. It has caused untold costs in social, political, physical, emotional, financial,…

What To Do If Your Budget is Broken

I’ve been there. After a messy expensive divorce in which I made a few costly emotional decisions, the financial implosion of 2008, a layoff, and a huge rent increase all in the same year (and I thought 2020 is bad!),…

Is Your Financial Plan in Step with Your Life Goals?

Financial Planning If you are reading this blog, you most likely have already created your financial roadmap to the future, but it bears reminding that even the best laid plans can change in a moment. How long has it been…