In a quest for a peace of mind as it relates to one’s finances, inevitably the subject of budget planning comes up. Personally I like to call it a spending plan because the term “budget” has such negative connotations. The last several months we’ve covered a lot of ground as it relates to getting organized. Freeing up your paper clutter is an important step. By now, everything should be filed in a place where you can easily retrieve it.
Now that managing one’s financial life online is mainstream — and heavily marketed by most financial institutions — many of my clients feel pressured to adopt electronic bill paying methods. Going against your natural financial management style is never a good idea.